PayGam-Global

Ecommerce

Order your goods online with a click of a button

Invoicing

Enjoy the flexibility of collecting payments remotely

Ticket & Event

Buy your show tickets online and pay with PayGam

Helping You Make Smart Financial Choices

Whatever business you are in, PayGam gateway will help your business to make online payment collections an easy task.

Welcome to PAYGAM

The Smart Way for Online Payment Solution All In One App.

PayGam wallet makes payments and sending money easy and most importantly a pleasant experience for users, agents and merchants. We are here to help solve your problem. With our  automated payment system for business to thrive. 

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Why Choose Us

The better we know you, the more we can do to help

“There are many reasons to choose PAYGAM for your fintech needs:

  • Convenience: Our platform is designed to be as convenient as possible, allowing you to easily store and manage your money, make purchases, and send payments from any device.

  • Security: We take security seriously and employ the latest in security measures to ensure the protection of your personal and financial information.

  • Innovation: We are constantly developing new and innovative features to improve your experience and help you achieve your financial goals.

  • Customer support: Our dedicated customer support team is available to assist you with any questions or issues you may have.

  • Wide acceptance: Our platform is widely accepted by merchants and organizations around the world, making it easy for you to use your funds wherever you go.

  • Competitive fees: We offer competitive fees for our services, giving you the best value for your money.

With PAYGAM, you can trust that you are in good hands for all of your digital financial needs.”

Our app is cost-effective and requires minimal tech knowledge.

Easy to Setup

Let your customers pay you through the PayGam app in just one tap using PayGam wallet.

Secure Transactions

At PayGam, we take security seriously. With every payment made on our platform we guarantee 100% security, with Military grade security type that makes our system super secure.

24/7 Support

"At PayGam], we understand that financial matters don't always follow a 9-5 schedule. That's why we offer 24/7 support for our customers. No matter what time of day or night, you can count on us to be there for you. Our team of dedicated support specialists is available via phone, email, or chat to assist you with any questions or issues you may have. Whether you need help with your account, have a question about one of our services, or just need some guidance, we are here to help. Don't let the time of day hold you back from getting the support you need. With [Company]'s 24/7 support, you can get the help you need, when you need it. "

Our Service

Integrate your shopping cart in a matter of minutes.

So what are you waiting for?. Accelerated growth for your business without any extra investment.

service we offer

Personal Wallet

No more queuing at the bank with the PayGam wallet in your pocket.

Business Wallet

Record entries & collect payments from your customers seamlessly

Recharge & pay bills, buy events and movie tickets. Send and receive money and buy Cash Power, plus many more

We Support Multiple
Payment Types

For all your Top-Ups

High Security

Military-grade security type makes it super secure

100% Digital

With the latest framework that is easy to navigate and user friendly for all ages

We are building a scalable & open transaction ecosystem that creates the maximum positive
impact for every African

PayGam provides the fastest way to pay in-store and  online. Download the  PayGam app for free and enjoy the new innovative way of making payments and receiving money with the click of a button. 

Leading. Trusted. Enabling growth.

You Want it? What are you waiting for ?

We Are The Most Reliable Payment App in the Country Download Our Apps Now.

What we offer

Connecting all your payment needs.

We aim to connect more African businesses to the world-mainstream economy.

Agent Wallet

PayGam customers can deposit and withdraw money from our network of agents across the country.

Cooperate Account

Whether you are a small, medium or large cooperate, we have solutions that suit your needs.

FAQ

Frequently asked questions

What are mobile payments?

 

Mobile payments refer to financial transactions that take place digitally through a mobile device. It is becoming increasingly popular for businesses to offer payment options using mobile devices as it is more cost effective than the traditional merchant facilities offered by banking institutions.

Global Question

Learn more about our services.

Product Information

Click any of the information below to see the answers.

Settlements are the pay-outs for the payments accepted from customers for a particular product/service, which will be transferred in your linked bank account or your PayGam wallet as per the settlement frequency of your merchant.

Yes, you can initiate a partial refund. To initiate a partial refund to your customers follow the below mentioned steps:

1. Login into your Merchant dashboard

2. Go to the "Transactions" tab and click the transaction for which you need to initiate the refund

3. Click on the "Initiate Refund" button and then enter the amount to make the refund.

We will send you the SMS and email settlement notification to your registered mobile number and email respectively post-settlement. You can also check the status your merchant dashboard under the settlement tab.

Yes, customers can enter the amount as per their wish. For this, keep the amount blank while requesting the payment 

Merchant ID (MID) is the 10 digits number unique identifier of your PayGam business Account.

 Please follow below mentioned steps to know your merchant ID:

 1. Login into your merchant dashboard.

 2. Click on the settings tab on the left hand menu.

 3. Click on Profile.

For Merchant/ Agent dashboard you have to visit dashboard.paygams.com in web browser.

After that enter your Merchant/ Agent login details and you will be asked for a 2FA authentication in order to login to your dashboard.

Yes, you can initiate the refund for payment collected via QR code. To Initiate a refund to your customer, follow the below-mentioned steps

1. Login into your Merchant dashboard

2. Go to the "Transactions" tab and click the transaction for which you need to initiate the refund.

3. Click on the "Initiate Refund" button and then enter the amount to make the refund with your unique reference. 

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